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Life Insurance-Whole Life Policy

Whole-life policies, a type of permanent insurance, combine life coverage with an investment fund.

Life Insurance-Universal Life Policy

Universal life is a type of permanent insurance policy that combines term insurance with a money market-type investment that pays a market rate of return. To get a higher return, these policies generally don't guarantee a certain rate.

Life Insurance-Term Policy (10 year, up to 30 years)

A term policy is straight insurance with no investment component. You're buying life coverage that lasts for a set period of time provided you pay the monthly premium

Annuity-Growth Without Risk

Indexed Annuity is a special class of annuities that yields returns on your contributions based on a specified equity-based index. These annuities can be purchased from an insurance company, and similar to other types of annuities, the terms and conditions associated with payouts will depend on what is stated in the original annuity contract.


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National Agents Alliance-Christopher Sivers

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